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Peace to the African-American Community. The African-American Economic crisis is upon us. We as a people must become aware of our economic power. As people of African (Black) descent, we spend over $600,000,000,000 (600 billion dollars) annually here in America. Unfortunately we as a people have little to show for our economic spending power, because we spent less than 5% (five percent) within our own African-American businesses. This calculates to about $30,000,000,000 (30 billion dollars) annually spent with African-American businesses by African-Americans here in America.

The goal of this African-American Economic Plan is to increase our economic spending power, by patronizing African-American businesses more and promoting UNITY amongst the People! People of African descent we must become more aware of where we spend our money, and whom we spend it with! Do we patronize businesses that could care less about us as people?

Please follow the plan listed below. If we as a people could increase our spending power by just 10 % (ten percent) or more within the African-American Business Community. That would amount too an additional $60,000,000 (60 billion dollars) or more spent annually within a stronger Black Business Community. Furthermore where you spend your money is where you create a JOB!

There is an African Proverb that states:

The following pages are some suggestions to help us grow economically as a people. Please utilize these concepts personally, within our families, our places of worship, our businesses and within our social service organizations.

• I agree/pledge to buy my Milk from African-American businesses.
• I agree/pledge to buy my Fruits & Vegetables from African-American businesses.
• I agree/pledge to buy my Seafood, Poultry & Meats from African-American businesses.
• I agree/pledge to purchase some of my W.I.C items from African-American businesses.
• I agree/pledge to patronize all African-American eating & entertainment establishments.
• I agree/pledge to grow a vegetable garden and share the harvest with my family, neighbors and/or the elderly.

• I agree/pledge to accept the responsibility to protect, respect and uplift our African-American neighborhoods & neighbors.

• I agree/pledge to spend a minimum of 25% or more for all my clothing & footwear purchases with African-American clothing retailers, vendors, clothing manufacturers and/or clothing designers.
• I agree/pledge to use African-American manicurist for all my manicure & pedicure needs.
• I agree/pledge to purchase my hair care products from African-American beauty suppliers, manufactures, vendors, barbers and/or beauty salons.
• I agree/pledge to give my unwanted clothing to a needy African-American family within the community and not to a non- African-American thrift shop.
• I agree/pledge to use African-American cleaners and laundries for all my clean clothing needs.
• I agree/pledge to use African-American Tailors/Alterators for all my clothing repair and alterations.
• I agree/pledge to use African-American shoe repairpersons and/or patronize shops that employ African-Americans to repair my footware needs.

• I agree/pledge to say a daily prayer to combat racism, depression, frustration, and negative thinking.

• I agree/pledge to utilize and save with an African-American Savings & Loan and/or financial institution.
• I agree/pledge to avoid for profit check cashing centers that charge a percentage fee for the cashing of checks.
• I agree/pledge to open a checking and/or savings account with an African-American banking and/or financial institution.
• I agree/pledge to avoid borrowing from high interest charging consumer financial companies.
• I agree/pledge when taking out a loan, to request an amortization statement from the lending institution & pay more than required monthly towards the principle balance.
• I agree/pledge to avoid rent to own furniture and/or appliance companies.
• I agree/pledge to limit and/or pay off monthly credit card balances and/or purchases.
• I agree/pledge to avoid high interest charging credit cards & credit companies.
• I agree/pledge to use African-American business, banking and/or financial consultants.
• I agree/pledge to utilize African-American credit unions and/or my employers credit unions.
• I agree/pledge to keep accurate financial records.
• I agree/pledge to use the Community Unity Card.
• I agree/pledge to improve my credit rating/history.